Group Pension / RRSP

Group Pension Plans, Group RRSPs and Individual Pension Plans (IPPs) are essential when trying to attract and retain talented employees.

By appointing Redcliffe Financial Group as your agent of record on your group savings plans (or capital accumulation plan), there are several advantages to both you and the plan members:

Employers will enjoy:

• The satisfaction of knowing their employees are educated and actively encouraged to use various investment tools
• The economy of having plan costs renegotiated to ensure competitive pricing on management fees
• The comfort knowing their plan is designed in compliance with the CAP Guidelines

Employees will enjoy:

• Access to a comprehensive menu of funds ( Canadian & International Equities, Balance Funds, Bonds, Term Deposits etc)
• “Wholesale”  instead of individual “retail” investment management fee
• Easy access to a Certified Financial Planner with experience in both investing and life & health risk management
• Access to educational seminars and information on:
  • Money Management – net worth statements, budgeting and the effects of compound interest on savings
  • Debt and Credit – the importance of building credit, reducing high interest debt and the basics of leveraging
  • Investing – risk / return correlation, investment vehicles, long-term investing vs. speculative investing
  • Risk Management - insurance products for those with and without dependents
  • Life Events – the early years, marriage/partnerships, births and deaths – How financial planning fits into different life events
  • Retirement Income Planning – exploring the various retirement income sources and options
  • Retiree Benefits – Choosing the best health and dental insurance plan
  • Wills & Estate Planning – the importance of wills, beneficiary designations, proper estate planning and their updating as the years go by

Work With Redcliffe Financial Group

Set yourself apart by working with a company who actively manages your account and takes interest in the financial well being of your staff.

Contact us today and find out how your company can benefit from a partnership with Redcliffe Financial Group.